What's the difference between a fixed term and a flexible term in Earn?

A fixed term means your crypto deposit needs to be in that offer for a minimum number of days before you can redeem your earnings. Every fixed term will have an estimated number of days for the deposit. The actual date you can redeem your earnings may be different, and we'll send you an email when they're ready.

If the borrower repays early more than 120 hours before the original maturity date, you'll receive the full interest calculated for the original loan term. If early repayment occurs within 120 hours of the original maturity date, you'll receive interest based on the actual loan duration.

A flexible term is just that — more flexible. You can redeem your earnings at any time. Just remember, when you redeem these earnings, you end the Earn term. This means both your earnings and your deposit move out of Earn and back to your account.